Real Estate & Mortgage Calculators

Free online real estate and mortgage calculators. Calculate payments, affordability, rental returns, and investment ROI.

Frequently Asked Questions

How much house can I afford?

The 28/36 rule: housing costs should not exceed 28% of gross income, total debt should not exceed 36%. Use our affordability calculator for a precise number.

Is it better to rent or buy?

It depends on how long you'll stay. Generally: stay 5+ years = buy. Stay less = rent. Use our rent vs buy calculator with your local numbers.

What is a good cap rate for rental property?

4-6% is average in expensive markets, 6-10% in smaller markets. Cap rate = NOI / Property Value. Higher cap rate = higher return but often more risk.